SIP & Lumpsum Calculator with Inflation

SIP Calculator

How to Use This Calculator

Enter monthly investment amount
Set expected return rate (12% typical for equity)
Choose investment period (years)
Adjust inflation rate (optional)
View future value with and without inflation

Enter one-time investment amount
Set expected return rate
Choose investment period (years)
Adjust inflation rate (optional)
View future value with and without inflation

Inflation-adjusted value shows real purchasing power

Monthly Investment

₹

Range: ₹500 - ₹1,00,000 per month

Expected Return (p.a.)

%

Range: 1% - 20%

Time Period (Years)

yrs

Range: 1 - 30 years

Inflation Rate (p.a.)

%

Range: 0% - 15% (Long-term India avg: 6%)

Quick Presets

🛡️ Conservative ⚖️ Moderate 🚀 Aggressive 👴 Retirement

SIP Future Value

Total Value (Future)

₹23,23,391

Inflation Adjusted: ₹12,97,042

Invested Amount

₹12,00,000

Wealth Gain

₹11,23,391

Total Returns

93.6%

Disclaimer: This calculator is for educational purposes only. Actual returns may vary. Past performance does not guarantee future results.

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